How many rights, responsibilites and obligations are there in a marriage?

There are approximately 1,500 different rights, responsibilities and obligations in a legally recognized marriage on a local, state and federal level. I can only contract for maybe 35 at the most with legal paperwork.

The rest of it I am forced to miss out on.


Of course there are many that would say that it isn't such a bad thing to miss out on obligations. An alimony obligation is something that many of my clients would love to forfeit. Some other obligations are child support for children born within the marriage, sharing what was acquired during the marriage evenly (homes, cars, furniture, retirement accounts, etc.). Of course these are only realized if the parties CHOOSE to divorce. So, some of these can be avoided by simply not getting divorced. Thus, during the marriage these are more so described as responsibilities.

So, its the rights that concern most of us and for the majority of the population aren't even thought about or considered when contemplating marriage. This is mostly because for many of us, like marriage, they are taken for granted.

So what am I really missing out on, you ask? Well let me share some personal experience.

On November 21, 2000 my late partner, Tara, passed away after a heroic battle with the effects of an aggressive breast cancer diagnosis. I was in my first semester of law school, a week and a half out from my finals (and for those who don't know - this is the only test for the semester). Three weeks before this I took her to hospice at her request because she didn't want to die at home.

I waited a few weeks before I took care of the business of applying for her life insurance as her designated beneficiary and collect the money in her retirement account - which wasn't a whole lot of money since she was only 33 years old and had been working there only a few years at the time.

I called over to Tara's work and was told I would have to come in and sign some paperwork. So, I went over to her work and the first thing that happened is that I was met by a woman who seemed resistant to serving me and questioned whether I had been properly designated as Tara's beneficiary. She made it a point to speak to someone else in the office and questioned if I should be allowed to collect. Her argument was that I was not related to Tara by marriage or blood and she looked at me as she said it, while gently smiling, like she was doing me a favor.

Meanwhile, thoughts ran through my head about the next three years of law school, trying to get my finals done from my first semester, begin my second semester, the fact that I sold my five rehab jobs to other maintenance contractors so I could take care of Tara in her final months, how was I going to work full-time and go to law school if they denied the life insurance and most important - how was I going to live the rest of my life without my viking princess?

Finally, the second woman approached me and ask me to come around the corner and led me away from the first. She sat me at her desk, handed me a Kleenex and told me she would be right back. She helped me fill out the paperwork and then we addressed the retirement account.

It was then I found out that had I been legally married to Tara, I would have had options: I could put my own name on it, I could transfer it into my own account, transfer it into an IRA or take it as a lump sum payment. Only the last one of which had tax repercussions. But since we weren't married, the lump sum payment was my only option and I proceeded to have to pay taxes at the rate of 37%.

I also had to face that I was not entitled to any social security benefits from her and then discovered that if we had been in a legally recognized relationship (i.e. marriage) that my daughter would have gotten a check as her step child just because she lived in the house with Tara for at least a year. I was shocked by this little bit of information since step-parents don't have rights as it concerns the children in their lives - yet another unrecognized relationship that should be recognized.

It took me a few years but I met another "unrecognized" widow and we shared our experiences.

Unlike Tara and I who were together for not quite four years, Kelly and Sue were together for just over 27 years. For twenty of those years Sue was battling breast cancer and there were several moments they believed she would pass only to watch her bounce back like a champ and have several years of quality life.

Sue was able to work with her employer throughout and eventually retired with a comfortable check and spent the last five years of her life enjoying the fruits of her hard work. Kelly took an early retirement, a couple of years after Sue retired, when her employer closed up and moved operations out of town. When Sue passed Kelly collected life insurance but was not entitled to Sue's retirment from the major coporation she worked for, becasue like Tara's they did not recognized same-sex relationships, and they weren't married because of prohbitions by our government. So, Sue's $2k+ check disappeared with her and Kelly was forced to face her future having not worked in several years and no real job market for her skills, in what was then the beginnings of a bumpy economy.

Kelly will never be entitled to Sue's social security, who was the breadwinner of their relationship. And if Sue had died earlier, like my daughter, Kelly's son would not have been entiltled to any social security benefit from the only other parent he really knew.

On top of this, Kelly and I, recently learned that the company that just bought out Sue's employer does recognized same-sex relationships for the purposes of retirement benefits payable to the surviving partner after the employee's death. What a painful sting.....

So, basically, we are being prohibited from CHOOSING to take care of each other so the government doesn't have to, because someone is afraid that some how we are going to ruin the sanctity of their marriage which has at least a 50% chance of ending in divorce.